MC flagResidency by Investment · Europe

Monaco Residence

Residence in the world's premier zero-income-tax enclave.

0% income tax Riviera prestige Schengen access

Minimum investment

€500,000 deposit

Processing time

3 months

Grants

Residence permit

Region

Europe

Overview

Monaco grants residence to those who establish genuine ties and place substantial funds with a local bank. The draw is unmatched: no personal income tax, exceptional security, and a prestige address on the Riviera.

Investment routes

Qualifying options for this programme. We model each against your goals.

Bank deposit + housing

Plus a rented or owned residence

€500,000+

Key benefits

  • No personal income tax for residents
  • Schengen freedom of movement
  • Exceptional safety and prestige
  • A genuine Riviera base

Requirements

  • Place substantial funds with a Monégasque bank
  • Secure local accommodation (rent or purchase)
  • Clean record and proof of means

Family inclusion

Spouse and dependent children can obtain residence.

What to weigh

  • Housing costs in Monaco are among the world's highest, budget beyond the deposit.
  • Residence, not citizenship; naturalisation is rare and lengthy.

Where it takes you

A selection of notable destinations this programme unlocks.

Live in Monaco Schengen freedom of movement

Frequently asked

Is Monaco Residence right for you?

We'll tell you honestly, including when another programme, or simply waiting, would serve you better.